Tag Archives: South West England

Join Introbiz and Exhibit at the Business Showcase Business Expo in Bristol, South West England this October

Exciting Opportunity for the Introbiz Community Business Showcase South West is back for the 3rd year in a row! Past events have hosted popular keynote speakers such as Karen Brady and Levi Roots. Taking place at the Ashton Gate Stadium, Bristol on October 5th 2016, this event is not to be missed with 3,000 estimated […]

http://passionateaboutnetworking.com/2016/09/12/join-introbiz-and-exhibit-at-the-business-showcase-business-expo-in-bristol-south-west-england-this-october/

Are you close to Retirement Age or have you retired? If so protect your families wealth with a Family Asset Trust…

What will a Family Asset Trust do for you?

Family Asset Trusts and Wills - Free information pack I want to make sure the people I love are looked after when I’m no longer there to look after them myself. That’s why I chose The Will Associates.

Cheryl Baker
TV Presenter and Eurovision Winner

Why a Family Asset Trust in Wales?

Everybody wants to protect their assets for the benefit of their loved ones.  People are motivated to provide for their children throughout their lives and want what is best for them.  Many people will draft a Will hoping to ensure that the assets that they have worked hard to acquire during their lifetime, are passed on to their children and chosen beneficiaries after their death.

However, a Will can only dispose of the assets that you own at the date of your death and if the value of these is eroded during your lifetime, there will be little if anything left for your beneficiaries to inherit.

Lifetime Family Asset Trusts

Lifetime Family Asset Trusts in Wales are specifically designed to protect your assets for you during your lifetime. They give you the peace of mind that your estate can be passed on securely and intact to your spouse, your children and their bloodline, or other named beneficiaries, after your death.

Getting a Family Asset Trust is one of the most important decisions you’ll ever make.

During your lifetime

Once the Trust has been created, you can use it to ‘ring-fence’ your assets.  Most people will protect their home and their savings, leaving capital in their bank or other savings accounts for ongoing living expenses.  Income from savings protected within the Trust can be paid directly into your bank account to supplement income from earnings or pensions.

Just like a safety deposit box, assets can be added and removed from the Trust during your lifetime. If you have large expenses that cannot be met out of normal income, like a new car, holiday, or house repairs, the appropriate sum can be transferred to your bank account from the Trust.

You are named as the ‘Principal Beneficiary’ of the Trust and retain full control of the assets within the Trust while you are alive and have mental capacity. You are free to move home, or release equity from the Trust at any time.

As the Principal Beneficiary of the Trust, you have a guaranteed right of occupation in the property for the remainder of your life. The Trustees, usually your children, cannot evict you under any circumstances.

You can direct the Trustees to sell the property and to buy a new property of your choice.  If the new property you are acquiring is more expensive, the Trustees can only be required to buy the new property if the additional capital required is paid into the Trust by you.

The Trust is equally applicable to married couples and to single people.

Don’t take the risk – make sure the right people inherit your wealth.

Trusts for if you lose mental capacity

If you lose mental capacity, the law states that you are no longer allowed to manage your own affairs.  Assets held within the Trust will then be managed by your Trustees on your behalf.  Your Trustees can effectively ‘stand in your shoes’ to make decisions on your behalf but these must be for your benefit.  They are able to add or remove assets or use the income from the Trust to help you and improve the quality of your life.  Assets held outside the Trust will fall under the control of the courts. Creating a Lasting Power of Attorney will enable the people you choose to manage the assets that you own outside of the Trust.

If you go into care

If you go into care, and you do not have a spouse or dependant relative living in your home, you will need to decide whether to sell it or to rent it. If you have gone into care and have lost mental capacity, your Trustees will need to make this decision for you. If the property is sold, the proceeds will continue to be protected within the Trust and can be invested and you will normally receive the interest or income earned on the invested capital.

After your death

After your death, the Trust continues to work to protect your assets for your beneficiaries. The Trust can continue to hold the assets safely within it, or pay them out to the specified beneficiaries. The Trust is extremely flexible after your death and has the potential to continue protecting your family for 125 years from the date it was created. That means that all of the benefits described in this document can not only protect you and your children but can also protect your grandchildren and great-grandchildren.

Our trained Consultants can assess your current circumstances and recommend the products that will provide the correct protection for you, your family and your assets.

What else can our Family Asset Trusts partners offer…

Our Family Asset Trust partners are a rapidly expanding company, regularly advertising in the national press and on television, which has helped to cement their vision as a company serious about their customers’ welfare.

In addition to Family Asset Trust services they also offer many other services that help protect children, parents and properties against state interference.

Our trained Consultants can assess your current circumstances and recommend the products that will provide the correct protection for you, your family and your assets.

What areas of the UK do we provide our Family Asset Trusts services to?

We can provide Family Asset Trust services to people in Wales as well as South West England, South East England, West Midlands, East Midlands, North West England & North East England.

You’ve worked hard for what you have. Make sure you keep it by getting a Family Asset Trusts in Wales or elsewhere in the UK….

Getting a Family Asset Trust today is easy to do – and we can help you every step of the way.

Either Request a meeting with one of our Family Asset Trust specialists by completing the contact form or you can order a copy of our 7 easy steps to protecting your family and your wealth document.

If you have any further questions you could email maconsultancy1@gmail.com or to get a Family Asset Trusts in Wales you could call MA Consultancy on: 07517 024979.

In addition to Family Asset Trusts in Wales our partners can also provide the following services:

Get a Will Today | Funeral Plans | Lasting Powers of Attorney | Business LPA’s

UK Web Design

 

Introducing the Pub Hub – Stocktaking, Accountancy and HR for Pubs, Clubs, Rugby Clubs, Football Clubs and other Licenced Venues …

http://www.maconsultancycardiff.com “We would be more than happy to support you in bringing 25 years of licensed trade experience to your business.” We’ve made the accounts process extremely simple!  As a Pub Hub client you will be given online access to your accounts, enabling you to print reports, estimate your VAT liabilities and upload your purchase… […]

https://ukbusinessandsportsnews.wordpress.com/2016/08/10/introducing-the-pub-hub-stocktaking-accountancy-and-hr-for-pubs-clubs-rugby-clubs-football-clubs-and-other-licenced-venues/

Introducing the Pub Hub – Stocktaking, Accountancy and HR for Pubs, Clubs, Rugby Clubs, Football Clubs and other Licenced Venues …

“We would be more than happy to support you in bringing 25 years of licensed trade experience to your business.”

We’ve made the accounts process extremely simple! 

As a Pub Hub client you will be given online access to your accounts, enabling you to print reports, estimate your VAT liabilities and upload your purchase invoices and receipts direct to the system. 

This is cutting edge accounting providing you with real-time accounts information. 

To this end, I am pleased to provide an outline of our monthly support services:

Stocktaking Services for the Licensed Trade

• Monthly stock takes including report and onsite guidance

Accountancy Services for the Licensed Trade

• Monthly profit and loss statements – split by sales category (wet, dry, machine, etc.)
• Quarterly VAT returns
• Monthly payslips and employer summary
• Yearly accounts
• Corporation tax returns (if Limited Co)
• Annual Self-Assessment returns
 

HR Services for the Licensed Trade

• Employment contracts and offer letters
• TUPE advice and guidance
• Regular employment legislation updates and guidance on compliance
• Staff handbook containing up to date policies and procedures
• On-going advice and guidance in managing employee-related issues
 

For new business ventures, we can also assist in the start-up process:

 
• Company registration
• Incorporation
• VAT registration
• HMRC Online Filing set up
• PAYE registration
 

Our monthly fee is just £225+VAT per month (quoting MA Consultancy).
 

Payroll: 

From employment templates to payroll, we can assist you in every step of the lifecycle of an employee. Ask us to do your payroll and we will provide you with everything you need to get you started. Alternatively, if you already use a payroll provider, we will liaise with them to ensure a seamless handover.
 
We will send you a template with your staff records on, meaning that you simply update just before sending to us to produce weekly or monthly payslips, an employer payroll analysis and a P32 (showing how much you will need to pay the HMRC).
 
Our software is fully RTI compliant and therefore provides regular updates to the HMRC. We will also complete your year-end process at the end of each tax year.
 
We charge £2.50 per pay slip. Nothing more. That’s it. All included.
 
Have you received your pension staging date? Our system will provide your employees with compliance letters, processing and reporting meaning you need not worry. 
 

New client procedure:

 
Call us to discuss and we will email you out our sign up forms to assist us in setting up your business on to our systems and to register for services such as Payroll and VAT where required.

  • Then a professional courtesy request is forwarded to any previous/existing accountant in order to obtain year to date figures (for businesses already trading).
  • We will complete a Money Laundering check which is a legal requirement in order to communicate with the HMRC on your behalf, we will need to send them an authorising your agent form. 
  • They will send you a code which you will need to forward to us
  • We will set up a direct debit for you to enable our payments to operate as efficiently as the service you will receive
  • A new client welcome pack will be sent to you which includes mailing bags to send your paperwork to us

Areas covered for the Stocktaking, Accountancy and HR services:

We cover all of South Wales from Carmarthen, Swansea and Lanelli and Neath in South West Wales to Chepstow, Monmouth, Torfaen and Abergavenny in the South East Wales and everything in between including RCT, Vale of Glamorgan, Portalbot, Cardiff, Newport, Caerphilly, Merthyr etc.

We also cover the South West of England including Herefordshire, Gloucestershire, Wiltshire, Avon, Bristol, Somerset etc.

If you want to get set up or you have any questions please contact the Pub Hub (mentioning MA Consultancy).

Contact:

Marsha Ward, Managing Director, The Pub Hub on:

p: 0330 122 4972 e: marsha@thepubhub.co

a: Britannia House, Caerphilly Business Park, Van Road, Caerphilly CF83 3GG

Page posted “by Mike Armstrong” from Cardiff Marketing Company MA Consultancy – If you have something to promote please call: 07517 024979.

5 Reasons why you need a Will?

4 Reasons why you need a Will

It is very easy to make a Will and having a Will in place will save your family unnecessary distress and heart ache at an already difficult time.

Please find 5 reasons why you should have a Will…

5 reasons why you need a Will – No. 1

Having a Will makes it much easier for your family or friends to make all the necessary arrangements when you die.  Without a Will the process can be more time consuming and more stressful.

5 reasons why you need a Will – No. 2

If you do not write a Will, everything you own  will be shared out in a standard way defined  by the law.  This might not be the way that you might want your estate (property & assets) to be shared out.

5 reasons why you need a Will – No. 3

A Will can help reduce the amount of Inheritance Tax that may be payable on the value of the property and money you leave behind.

5 reasons why you need a Will – No. 4

Writing a Will is especially important if you have children or other family who depend on you financially, or if you want to leave something to people outside your immediate family.

5 reasons why you need a Will – No. 5

Writing a Will is especially important if you live with a long term partner and are not married.  Their is no such thing in Law as a “Common Law Wife” if you want to leave something to a long term partner then you should have a Will.

If you are looking for a Will you should take a look at our Will Writing Service and other Estate Planning Consultancy Services for England & Wales.

In addition to Wills we also offer these other Estate Planning products & services:

Estate Planning Products

  • Standard Will / Last Will & Testiment
  • Mirror Wills
  • Safe Document Storage including Annual Will Storage and Life Time Will Storage
  • Probate & Pre-paid probate
  • Asset Trusts
  • LPA’s / Power of Attorneys
  • Business LPA’s  / Business Power of Attorneys
  • Memorandum of Wishes
  • Severance of Tenancy
  • Life Interest Trust
  • Protective Will Property Trust

Estate Planning Services

  • Will Writing Service
  • Asset Trust Writing
  • Lasting Power of Attorney Provision (Provision of LPA’s)
  • Business LPA Provision (Provision of Business LPA’s)
  • Preparation of a Memorandum of Wishes
  • Severance of Tenancy Services
  • Life Interest Trust Writing Services
  • Protective Will Property Trust Writing Services
  • Annual Will Storage Services
  • Lifetime Will Storage Services

Should you like to book a free consultation with an Estate Planning Consultant to discuss a Will or any of the other products or services please call: 07517 024979 or Email: michael.armstrong@willassociates.co.uk .

The 5 reasons why you need a Will page was written “By Mike Armstrong”